Good Roof Age

These are expected to last up to 20 years.

Good roof age.

Fiberglass shingles are more. If you have an asphalt shingle roof that is over 10 years old for example the likelihood of claim denial goes up. As indicated in the graph throughout a 75 year period a natural slate roof will need to be reroofed 1 5 times which means it lasts upwards of 50 years. Ribbed panels can be a good option for a steeper gable style roof.

An insurer may cover a leaky roof. Jeanne mclaughlin august 9. I have a 25 year shingle on my roof and it has only lasted 16 years what is a good brand to use. The average lifespan of asphalt shingles ranges from 20 to 40 years depending on the manufacturer although many warranties only guarantee between 15 and 25 years.

Were the 25 year shingle will last 25 years. Does homeowners insurance cover roof leaks. If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs. This difference could amount to thousands of dollars depending on the age of your roof.

While many types of roofs last longer than 15 years some can hold up well for 50 years or longer barring a serious storm or a large fallen tree. Not surprisingly cheaper roofing materials won t. A ribbed metal panel roofing system featuring concealed fasteners will offer a longer lifespan ranging from 30 to 50 years depending on the environment. Imagine that your roof leaks after a heavy rainstorm.

For instance a typical asphalt shingle roof lasts 20 to 25 years while a roof installed. Tile roofing is made of either concrete or clay and comes in different shapes and textures. Or they may offer a claim settlement that is lower than you hoped. Concrete tile such as those manufactured by eagle roofing products and natural clay tile will need to be reroofed 1 time during this period meaning they last 75 years or more.

Your insurance company can argue that roof damages were exacerbated by the roof s age. This is probably a good policy because it promotes better maintenance and reduces needless loss says merlin. Knowing when a roof was installed and what it s made of offers insight into how much life it has left. The trend is to require an older roof 15 to 20 years plus to have an inspection to get a renewal.